Ozank: The Berlin Fintech Making International Money Transfers Fast, Fair, and Expat-Friendly

Shivam Singh Chaudhary
Jun 7
2 min read

Why Sending Money Abroad Is Still a Headache for Expats

Living abroad comes with its own set of hurdles — visa paperwork, housing stress, finding community — but one challenge that never seems to get simpler? Sending money back home.

Whether it’s supporting family, paying tuition, or sending emergency funds, traditional international transfers often come with:

❌ High fees

❌ Slow processing times

❌ Confusing exchange rates

❌ Identity verification nightmares

For the millions of expats across Europe — especially students, freelancers, and migrant workers — that’s a real financial and emotional burden.

A New Fintech on the Block — And It's Speaking the Language of Expats

A Berlin-based fintech startup that's quickly gaining traction across Europe for doing one thing really well: helping expats transfer money internationally with speed, transparency, and soul.

Launched in late 2024, Ozank is part of a new wave of mission-driven fintechs built not just for digital natives — but for global citizens.

Ozank Money Transfer App

Ozank cross-border money transfer app allows users in Europe to send funds abroad — to bank accounts, mobile wallets, or even for cash pickup.

But unlike traditional remittance providers, Ozank is optimized for the realities of modern migration, especially among Gen Z and millennial expats from South Asia, Africa, and Eastern Europe.

Here’s what makes it stand out:

💸 Real-time exchange rates with low fees
🚀 Fast transfers — often within minutes
🪪 Easy KYC onboarding (no endless paperwork)
📲 Pay with debit or credit card or bank accounts
🌍 Transfer to bank accounts and local wallet systems in countries
🧠 A fresh UI designed for young, mobile-first users

Built in Berlin, Inspired by Everywhere

Ozank was born from lived experience. Its founders — expats themselves — knew how broken and frustrating international finance could be. Whether it was sending money to pay a sibling’s tuition, supporting family back home, or funding a side hustle, the existing options felt slow, expensive, and disconnected from users’ needs.

So they built Ozank with one goal: to turn cross-border transfers into an empowering, seamless experience.

And it’s working. In just a few months post-launch, Ozank has processed millions of Euros in global transactions, with thousands of users signing up from Germany, France, the Netherlands, and beyond.

Not Just an App — A Financial Ecosystem for Expats

Ozank isn’t stopping at transfers. It's building what it calls a “financial home for expats.”

Coming soon:

💳 Expat-friendly bank accounts and debit cards

🛍️ Ozank Cosmos — a marketplace where users can earn rewards (OAK tokens) when they book services like travel, food, or entertainment

🏦 Financial education tools designed to help newcomers in Europe budget, save, and invest with confidence

The vision? To become the go-to financial platform for people who live across borders — not just as senders of money, but as creators of value.

Final Thoughts: A Startup to Watch

Ozank is still early in its journey — but the early signals are strong. With a team deeply embedded in the expat experience, a product that solves a real pain point, and a brand that speaks Gen Z’s language, it’s carving a distinct space in the competitive fintech landscape.

Want to try Ozank?

Visit www.ozank.com or follow them on Instagram (@ozankofficial) for updates, offers, and expat money hacks.